The USDA homeownership program is excellent. The loan offers flexible credit underwriting to help make homeownership a reality, and there is no down payment requirement. The USDA loans have flexible documentation on applicants' income or assets which makes them more accessible than other loans. There is no mortgage insurance requirement and the loan has lower closing costs as well.
We’re here to help you with the USDA home loan process with our tools and knowledge. We can show how a first-time buyer differs from a repeat buyer in order for everyone to find what is best for them. Get a USDA Quote Now!
Here’s how our home loan process works:
The USDA loan program offers one of the easiest paths to homeownership. Borrowers who are eligible for a USDA loan have access to 100% financing, which includes closing costs and prepaid expenses. To qualify, you need a decent credit score and income qualifications – but these qualifications are fairly flexible.
Contact us now to know more about USDA loan process.
Complete our secure credit application and get preapproved to buy a new home or refinance your existing home in as little as 30 minutes.
Want to know if you prequalify to purchase a new home? Start the process today by working with one of our expert loan professionals!
Want to know if you prequalify to refinance your existing home? Our expert mortgage brokers are standing by ready to help you get started.